Retirement Plan Detectives A couple become Retirement Plan Detectives, searching records from old employers. Related Content Investment Challenges of the Affluent Investor Affluent investors face unique challenges when putting together an investment strategy. Make sure you keep these in mind. What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month. Retirement Income and the Traditional Portfolio Experiencing negative returns early in retirement can potentially undermine the sustainability of your assets.