It May Be Time for a Financial Checkup It’s never a bad time to speak with your financial professional about changes in your situation. Related Content What Is My Risk Tolerance? This questionnaire will help determine your tolerance for investment risk. Long-Term-Care Needs Determine your potential long-term care needs and how long your current assets might last. Disability and Your Finances In the event of an unforeseen accident or illness, disability insurance may be a good way to protect your income and savings.